Carat Investments

Who we serve

For private individuals and family offices.

Discerning private individuals, collectors and family offices who understand physical colored gemstones as a discreet complement to their wealth — not speculation, but substance.

Why colored gemstones

Three reasons that convince our clients.

Real diversification

Equities, bonds, real estate — and then what? Colored gemstones offer a physical asset class with low correlation to traditional markets. No counterparty risk, no printing press.

Discretion & portability

A ruby worth CHF 500,000 fits in the palm of a hand. Physical gemstones offer a discreet form of wealth preservation — outside the banking system, without public registers.

Generational transfer

Colored gemstones endure across generations. Many of our stones have changed hands over centuries — appreciating in value along the way. A tangible asset that can be inherited without infrastructure.

Services

From a single stone to a portfolio mandate.

From approx. CHF 20,000

Single-stone investments

Acquisition of a single certified colored gemstone — ruby, sapphire, emerald — with complete provenance, appraisal and storage in a Swiss vault. Ideal as an entry point.

From CHF 100,000

Portfolio mandates

Building a diversified gemstone portfolio across multiple stones, types and countries of origin. With individual strategy, ongoing valuation and resale guidance.

Individual

Family office structuring

Tailored allocation for family offices — including tax documentation, regulatory structuring and integration into existing wealth reports.

On request

Collector advisory

For collectors who wish to maximise the investment value of their stones alongside the aesthetic value. Valuation of existing collections, targeted acquisition advice.

Process

Five steps — from conversation to custody.

01

Initial conversation

Confidential discussion about your goals, time horizon and risk appetite — complimentary and without obligation.

02

Pre-selection

We identify suitable stones / portfolios from our network — typically approx. 40% below market prices.

03

Certification & appraisal

Every stone is certified by independent laboratories (SSEF, GRS, SIG) and appraised by a recognised expert (GfD).

04

Acquisition & custody

Once approved, the gemstone is secured for you and, if desired, stored in a Swiss vault — with complete documentation.

05

Ongoing stewardship

Regular valuation updates, market reports and, when needed, resale support including through our auction house network.

Anonymized case study

Private client, Southern Germany.

An entrepreneur sought a discreet tangible asset outside the banking system — without public registration, without counterparty risk. After a confidential initial meeting, he acquired a portfolio of five rubies and sapphires over 18 months.

All stones were certified by SSEF and GRS and held in a Swiss bonded warehouse. Two years later, we facilitated the resale of one stone through an international auction house — at a value significantly above the entry cost.

Switzerland as a location

Why Switzerland — and why it matters to you.

Legal certainty

Switzerland offers a stable, internationally recognized legal system — the foundation for long-term tangible asset strategies.

Political neutrality

Political stability and neutrality make Switzerland one of the safest locations for physical value storage worldwide.

Tax efficiency

Bonded warehouses enable VAT-neutral custody — a structural advantage for international investors.

Culture of discretion

A tradition of confidentiality deeply rooted in Swiss financial and trading culture.

Exclusive distribution & partnership

Growth through trust.

Through our exclusive distribution, deliberately open only to selected partners, we grow primarily through referrals from satisfied clients.

In collaborative partnership, we support families in passing on their wealth stably and securely across generations, often across centuries.

Our family office places long-term partnerships at the centre, not short-term returns. Our ambition is to create trust, reliability and sustainable added value.

Minimum investment: approx. CHF 20,000 (single stone). Portfolio mandates from CHF 100,000. Family office structuring individually.

Ready for a confidential initial conversation?

Schedule a consultation